Transparent | Published | No Hidden Fees
Independent practices should be able to understand what they are buying, what is included, and what it will cost — before committing to anything. Arete publishes its pricing because transparency is part of the operating model.
Clear Pricing. No Guesswork.
The practice keeps its ownership, local identity, and clinical independence. Arete provides the shared infrastructure.
The platform is built to take on the work your outside biller or in-house billing staff currently perform. Credentialing and Friday15 are required components of the Arete MSO / CIN platform. Per-provider fees apply to each active provider enrolled in the applicable service and are prorated or adjusted as specified in the service agreement.
See It in Practice
Enter your practice's approximate monthly figures. All inputs are estimates — final fees are governed by your executed agreement.
Estimate only. Does not include credit-card processing fees or separately contracted services. Final fees governed by executed agreement.
Example — $30K insurance + $20K self-pay + 3 providers
That is the total Arete monthly fee for the services shown: a 4.55% blended rate for Core EHR/RCM, Credentialing, and Friday15. There are no separate EHR license fees, per-user software fees, or Core monthly minimums.
What's Included
Click any service to see the complete list of what's included. These aren't marketing bullets — they are the actual scope of each service.
Core Platform
SPRY-Powered EHR & Practice Management
Revenue Cycle Management
Implementation & Transition
Arete MSO Support
Interoperability (Contracted Roadmap)
How Posted Payments are calculated. Posted Payments are cash-basis amounts actually received and posted to the practice's ledger — not gross charges, not contractual adjustments, not uncollected amounts. For third-party payer claims, the percentage applies to both payer payments and patient-responsibility amounts (copays, coinsurance, deductibles) collected on the claim. Posted refunds, reversals, and recoupments reduce the total when recorded.
Required Component
Initial Credentialing & Enrollment
Ongoing Credentialing Support
Primary Verification Sources
Required Component
Friday15 provides continuing education and practice-readiness content through focused, on-demand episodes designed to be completed in approximately 15 minutes — without travel, full-day seminars, or extended time away from patients.
The Service Includes
CE Tracking & Administration
CE approval and applicability vary by profession and state. Friday15 identifies the jurisdictions and provider types for which credit is available.
Core EHR/RCM
Independent outpatient practices experience normal changes in volume, collections, and payer mix. A fixed platform minimum can become most burdensome during the months when a practice can least afford it.
Costs increase only when collected revenue increases
Costs decrease when collected revenue decreases
No fee is charged on uncollected charges
Practices of different sizes access the same infrastructure under a consistent methodology
Credentialing & Friday15
Credentialing work is driven by the number of providers and recurring requirements — not by revenue. A percentage-of-revenue fee would cause the price of credentialing to increase even when the credentialing workload remained unchanged.
Connects the fee to the unit that creates the work
Does not penalize practice growth
Supports continuous monitoring rather than episodic activity
Makes costs predictable for practice financial planning
Credit-Card Processing
The SPRY-powered platform supports the following credit-card and electronic-payment platforms. The practice contracts directly and is responsible for processor fees and contractual terms. Arete seeks to negotiate more favorable network pricing where possible but does not require a practice to use a particular processor.
Where legally and contractually permitted, a practice may pass applicable credit-card processing costs through to the patient. Any surcharge or convenience-fee program must comply with applicable state law, card-network rules, processor requirements, and payer contracts.
Frequently Asked Questions
In plain terms: an insurance-related Posted Payment is any amount — from the payer or the patient — that comes in on a claim Arete/SPRY actually worked. Self-pay revenue is anything a practice collects on its own, without Arete/SPRY doing the payer-facing billing work.
Contractual definition: Insurance-related Posted Payment means payments received from third-party payers for claims submitted and worked by SPRY and Arete on behalf of a Live Clinic, excluding Excluded Revenue. Excluded Revenue includes gross charges, contractual adjustments, self-pay revenue (patient self-pay, cash-pay, copays, coinsurance, deductibles on self-pay services, wellness, memberships, subscriptions, retail, DME, cash packages, patient financing, and private-pay), and personal injury lien/settlement proceeds unless SPRY is expressly engaged in writing to perform lien or settlement collection services for the applicable matter.
Copays, coinsurance, and deductibles collected on a third-party payer claim are charged at 6.25%, since they are part of the insurance-related Posted Payment for that claim.
There is no monthly minimum for the Core EHR/RCM platform and related services. If a practice has no collections during a month, there is no Core EHR/RCM platform fee. Credentialing and Friday15 fees — which are fixed per-provider charges rather than revenue-based — would still apply.
Yes. Posted refunds, reversals, payer recoupments, and chargebacks reduce Posted Payments when recorded, which lowers the applicable fee accordingly.
No. Practices make a separate arrangement with their preferred credit-card processing platform. Arete attempts to negotiate more favorable terms on behalf of practices but does not require a particular processor.
Yes. Credentialing and continuing education are foundational to Arete's ability to operate as an MSO and CIN. Third parties that contract with Arete expect that all providers will be credentialed with continuous monitoring of primary sources of provider information. Credentialing and Friday15 are required components of the platform.
Yes. Implementation, onboarding, enrollment, and data migration costs are included. The one exception may be practices with unusual data migration requirements, for which a separate one-time data migration charge might apply.
A price change is possible. Arete does not anticipate Credentialing or Friday15 price changes in the foreseeable future, and has structured its underlying platform arrangement to support long-term rate stability for Core EHR/RCM. Were a price change being contemplated, practices would be provided with advance notice to support financial planning.
The onboarding fee offsets direct costs Arete incurs to onboard a practice. It is a one-time charge of $250 per practice.
Published pricing is provided for transparency and general planning. Final services, eligibility, implementation scope, and fees are governed by the applicable executed agreement. Third-party charges are excluded unless expressly stated.
Review your payer mix, current operating costs, and what joining the network would actually mean for your bottom line.
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